Terms of Service
Last Updated: January 29, 2026
1. Acceptance of Terms
By accessing and using budgetyour.finance (the "Service"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use the Service.
2. Description of Service
budgetyour.finance is a client-side budgeting application that allows users to track income, expenses, projects, and daily budgets. The Service operates entirely within your web browser using local storage and does not require server-side data processing or account registration.
3. User Responsibilities
3.1 Appropriate Use
You agree to use the Service solely for lawful personal financial management purposes. You are responsible for maintaining the accuracy of the data you enter into the application.
3.2 Data Backup
You acknowledge that your budget data is stored locally on your device. You are solely responsible for backing up your data using the export functionality provided by the Service. We are not responsible for any data loss resulting from browser storage limitations, device failure, or user error.
3.3 Device Security
You are responsible for maintaining the security of your device and protecting access to your budget data. We recommend using device passwords, encryption, and other security measures to protect your financial information.
4. Disclaimer of Warranties
4.1 "As-Is" Basis
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.
4.2 No Financial Advice
budgetyour.finance is a budgeting tool and does not provide financial, tax, legal, or investment advice. Any calculations, totals, or reports generated by the Service are for informational purposes only and should not be relied upon as professional financial guidance.
4.3 Accuracy
We do not warrant that the Service will be error-free, uninterrupted, secure, or that calculations will be accurate. You are responsible for verifying all calculations and data accuracy.
5. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL budgetyour.finance OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, WHETHER IN AN ACTION IN CONTRACT, TORT, OR OTHERWISE, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations may not apply to you.
6. Intellectual Property
The Service, including its original content, features, and functionality, is owned by budgetyour.finance and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
7. Data Privacy
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we handle data.
8. Modifications to Service
We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.
9. Changes to Terms
We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to the Service. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which budgetyour.finance operates, without regard to its conflict of law provisions.
11. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired.
12. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and budgetyour.finance regarding the use of the Service and supersede all prior agreements and understandings.
13. Contact Information
If you have any questions about these Terms, please contact us through the Contact page.